Working Capital Loans
Simple funding for your business
Helping businesses secure the working capital they need to grow, expand, or bridge gaps in cashflow or receivables. Use it for anything your business needs.
How It Works
Complete the online application
Complete a simple one page application and submit your most recent 3 months of bank statements to analyze your company cashflow.
Pick your term & payment
Your approval will often have different term options. You decide which term and payment options work best for you and your business.
Sign your documents
Sign your documents for your working capital loan, and you'll receive your funds within 24 hours directly into your business bank account.
Funds are deposited
Funds are deposited to your business account. Use the funds for anything. As you make your payments, you'll have access to additional funding if needed. Use it again and again.
Get Pre-Approved Now
We'll secure a no obligation pre-approval so you can plan accordingly.
Features and Benefits
Why use working capital loans for your business?
Working capital loans are ideal for every business due to their fixed interest rates and flexible payments. In addition, terms can be as long as 36 months, with the ability to access more funds before your loan is paid in full, so you can use it again and again. Their are no personal guarantees, documentation is minimal, and we can have the funds your business needs in your account within 48 hours from start to finish.
With a working capital loan, there are never any pre-payment penalties, and the financing never affects your personal debt to income ratio, so you can keep your business and personal finances separate and you can always satisfy your payments early.
- 24 Month Terms
- Weekly Payments
- No Minimum Credit ScoreĀ
- Access Funds In 48 Hours
- Minimal Documentation
- Unrestricted Use of Funds
- No Personal Guarantees
The Honest Advantage
Honest and Simple
We provide honest and straight forward options based on your needs. Tell us what you need, and if we can't help we'll let you know without wasting your time.
Comprehensive Approach
We always strive to offer only those products and services that every small business owner needs or already uses, but with more transparency and better service.
Service Oriented
We're here to help you. We focus on providing the absolute best service based on your needs. If we can't help, we'll point you in the direction of someone who can.
ABOUT US
Our goal is bring value to our clients in the form of products and services that small businesses actually need. Transparency is key, and you can expect that from us, plain and simple. We’ll always give you the facts, even if it means we aren’t the best fit for your needs.
CONTACT US
- Honest BFS
- Email: [email protected]
- Telephone: (858) 333-7934
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Address: 8334 Clairemont Mesa Blvd #201
San Diego, CA 92111